Being vigilant against cyber threats is not just about protecting oneself from financial loss, although that remains a significant concern. It’s about safeguarding our identities, our personal information, and even our ways of life. The reality is that data breaches are not uncommon, and there are many other methods cyber criminals use to steal personal… [Read More]
Your Resources
Are You Getting Your Energy Rebate?
You’d be aware of the dramatic increase in energy prices over the last 12-18 months. The Federal and State governments have introduced the ‘Energy Bill Relief Fund’, which is a partnership between the Federal and State governments with up to 3 billion in funding to deliver relief directly to electricity bills. Generally speaking, it’s for people… [Read More]
June Quarter Update – High Rates Yet to Be Felt?
As we reflect on the financial year, the past 12 months have presented extraordinary challenges, most notably the unprecedented increase in interest rates, signaling a softening economy with the full brunt of the pain yet to be felt. However, amidst the heightened pessimism, both domestic and overseas equity markets have staged a remarkable recovery. This… [Read More]
March Quarter Update – Will there be a Recession?
The strong start to 2023 has continued despite the shock waves caused by the collapse of Silicon Valley Bank and Credit Suisse. Although equity markets did sell-off at the time, it was short-lived as major markets finished higher over March. The one area of consensus appears to be the view that the issues were largely… [Read More]
Trouble in the Global Banking Sector
Recent news of the collapse of Silicon Valley Bank (SVB) in the US and fears around the much larger and more important Credit Suisse in Europe has brought back memories of the GFC. However, regulators and central banks have the tools and the playbook from the GFC to provide the necessary responses to protect the… [Read More]
December Quarter Update – Challenges Ahead!
It was the most challenging year for investment markets since the GFC. There was a welcome improvement in the last quarter, but with some of the gains given back in December. Importantly, our portfolios have remained resilient during a challenging year and continue to be well placed as we head into 2023. It’s pleasing that… [Read More]