There are many opinions, analyses and editorials that have been written on the Government’s proposed superannuation changes. Understanding with certainty what these changes mean has kept us all busy in 2016. The countdown for the new rules to take effect culminates on 30 June 2017. If you have a superannuation account, you will definitely be… [Read More]
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DOWNLOAD: Prosperity in Retirement Guide
The beginning of the year is often a time when people resolve to get their finances in order and with big changes to superannuation due to commence on 1 July, the timing is not only perfect, it is now urgent! As a result we have prepared our simple 3-point guide on how to help you get your super sorted, grow… [Read More]
Trumpenomics!
President-elect Trump… what a surprise… though it’s funny with the wisdom of hindsight many commentators are now saying it was entirely predictable and Hillary lost it! Either way, Donald Trump brings political uncertainty and throws the cat amongst the pigeons economically. So what does this mean for your investments? Well, despite the character of the man himself, the Trump… [Read More]
Non-aligned vs Much (m)aligned
It is estimated that as many as 85% of financial ‘planners’ are aligned with large institutions. This is a shame, as being non-aligned is the only way to be a genuine adviser. The Australian Securities and Investments Commission (‘ASIC’) is the Government body in charge of regulating financial planning in Australia. ASIC has been in… [Read More]
Age Pension Cuts – 5 Strategies to Maximise Entitlements
This afternoon I was talking with a client who is going to be one of over 300,000 Australian retirees that are expected to lose their Age Pension from 1 January 2017. An eligible individual must satisfy both the income and assets test to receive a full, or part pension. The amount will be based on… [Read More]
Trump or Clinton… its time to move on!
Markets have been jittery in the lead up to the US Presidential election next Tuesday 8 November, which is coming off the back of a poor October where our ASX 200 fell 2.2%. Overall the US election process is drawn out over more than a year and becomes quite a circus. This time around it… [Read More]