Franking credits and the uplift in income they deliver are crucial for every retiree’s investment strategy. The income benefits of franking credits are an intrinsic part of the strategy that many investors adopt to attain their retirement goals. These benefits will be impacted if limitations proposed by the Federal opposition on access to franking credits refunds for some individuals… [Read More]
Your Resources
Tip of the Month – Saving banking and currency conversion fees when travelling
I was recently tipped off by Peter Hannah in my office about the 28 Degrees Platinum Mastercard credit card. This is a credit card designed for international travel and online shopping as it has no fees on overseas purchases, no currency conversion fee, and no foreign transaction fees. On top of all that, it has… [Read More]
Federal Budget 2019 – Superannuation Changes
While we won’t know until the 18 May if the recent Federal Budget will be destined for the recycle bin, here is a quick summary of the superannuation-specific measures. Improved flexibility for people aged 65 and 66 (the work test) The ability to make voluntary contributions (both concessional and non-concessional) will be extended to those… [Read More]
March video update from Rob
In this video, I discuss how I ended up with reading glasses as I reviewed my private health cover! I also discuss economic and market developments over the month of March and what to expect with the upcoming Federal Budget and looming elections. If you would like further insights or would just like to chat… [Read More]
Tip of the Month – Review your Private Health Cover and Extras
It’s that time of year when we get slugged with increases in the premiums for private health cover. Interestingly, in the latest Choice survey of 1,000 Australians, health insurance has now overtaken electricity as the main household cost concern! Here are a couple of tips to save you money on private health cover. Review your… [Read More]
What would a change of Federal Government mean for your super?
Superannuation is always a contentious area and subject to constant interference by governments tinkering with the rules. A change of government will again see a shift in the goal posts for superannuation and the ability of people work towards a self-funded retirement. Many of the Labor super proposals are about contributions and will further restrict… [Read More]