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Wealth Simplicity I Rob Gilmour

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Maintaining the Balance

August 22, 2025 By Rob Gilmour

It’s been a while since I last recorded a video update—back then, we were in the thick of the Trump tariff tantrum and market volatility. Fast forward to now, and equity markets have surged to new highs despite ongoing concerns around inflation, tariffs, and global conflict. In this update, I share my thoughts on what’s… [Read More]

Gift now, Save later – The Advisory on Ausbiz

August 11, 2025 By Rob Gilmour

There is an increasing focus among Australians on gifting wealth to the next generation, particularly as getting on the housing ladder becomes ever more challenging for the younger generation and as changes such as the Division 296 tax impact superannuation balances over $3 million. Clients whose own retirements are secure are initiating earlier conversations about… [Read More]

The evolving role of family trusts – The Advisory on Ausbiz

July 14, 2025 By Rob Gilmour

Providing an outline of the current landscape for family discretionary trusts in Australia, highlighting their enduring popularity as a tool for wealth management. Clients are initially attracted to family trusts for tax minimisation purposes, often based on what they have read or observed among peers. While distributing income or capital gains to beneficiaries on lower… [Read More]

Planning for $3m Super Tax (Div 296)- The Advisory on Ausbiz

June 25, 2025 By Rob Gilmour

Sharing views on the controversial Division 296 tax, which targets unrealised gains and is set to be implemented in its current form due to minimal Senate opposition and the government’s determination to push it through. While it is a hideous tax on unearned income, there are misconceptions about the impact, as only the proportional increases… [Read More]

Liberation day?

April 4, 2025 By Rob Gilmour

Markets have once again responded sharply to escalating trade tensions, as President Trump announced sweeping new tariffs on key US trading partners — branding it a “Liberation Day” initiative aimed at reshaping global trade. The reaction has been swift. The broader sell-off reflects rising concerns that renewed trade tensions could lift inflation, disrupt global supply… [Read More]

Volatility Spikes on Tariff Announcements — But History Offers Perspective

April 4, 2025 By Rob Gilmour

Global markets have experienced heightened volatility following former U.S. President Donald Trump’s announcement of “reciprocal” tariffs. Equity indices posted significant losses amid concerns over escalating trade tensions, potential retaliatory measures, and the broader implications for global economic growth. While the immediate market reaction has been sharp, taking a step back is important. History consistently shows… [Read More]

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Featured Posts

Maintaining the Balance

By Rob Gilmour

Gift now, Save later – The Advisory on Ausbiz

By Rob Gilmour

The evolving role of family trusts – The Advisory on Ausbiz

By Rob Gilmour

Wealth Simplicity Pty Ltd as trustee for the MORE Wealth Trust (ABN 28 939 572 082) and

Rob Gilmour are Authorised Representatives of Wealth Simplicity Group Pty Ltd Australian Financial Services Licence (AFSL) 513615.


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