Over the last couple of years, the residential property market has faced several headwinds such as curbs on bank lending as a result of APRA restrictions and the Banking Royal Commission. The picture today is very different. After the biggest house price correction in 30 years, the government and regulators are now all in sync… [Read More]
Blog
April video update from Rob
In this video, I discuss the challenges of planning whilst we are in the midst of a Federal election that could bring about significant changes to our superannuation and tax system. I also touch on speculation that the RBA will cut interest rates at its next meeting and how this may not be the best… [Read More]
Responses to proposed franking credit changes
Franking credits and the uplift in income they deliver are crucial for every retiree’s investment strategy. The income benefits of franking credits are an intrinsic part of the strategy that many investors adopt to attain their retirement goals. These benefits will be impacted if limitations proposed by the Federal opposition on access to franking credits refunds for some individuals… [Read More]
Tip of the Month – Saving banking and currency conversion fees when travelling
I was recently tipped off by Peter Hannah in my office about the 28 Degrees Platinum Mastercard credit card. This is a credit card designed for international travel and online shopping as it has no fees on overseas purchases, no currency conversion fee, and no foreign transaction fees. On top of all that, it has… [Read More]
Federal Budget 2019 – Superannuation Changes
While we won’t know until the 18 May if the recent Federal Budget will be destined for the recycle bin, here is a quick summary of the superannuation-specific measures. Improved flexibility for people aged 65 and 66 (the work test) The ability to make voluntary contributions (both concessional and non-concessional) will be extended to those… [Read More]
March video update from Rob
In this video, I discuss how I ended up with reading glasses as I reviewed my private health cover! I also discuss economic and market developments over the month of March and what to expect with the upcoming Federal Budget and looming elections. If you would like further insights or would just like to chat… [Read More]