A credit report is a record of information relating to your personal credit history. This is used by credit providers, such as banks and telecommunications companies when assessing a credit application such as a new phone contract. Your credit report may also contain information that shows when you have applied for commercial credit, including the… [Read More]
Tip of the Month – Ways to save tax before 30 June!
With the end of the financial year fast approaching, we have created a short list of 6 tips to help you get your finances in order and save tax. If you wait until after 30 June it will be too late! 1. Get deductions ready for tax time You can claim a tax deduction for… [Read More]
May message from Rob Gilmour
In this video I discuss the outcome of the recent Federal election and what this means for confidence to underpin the economy. I also touch on the expectation the RBA will cut rates at its next meeting in June an how this is not as significant for the housing market when compared to APRA’s recent… [Read More]
The Bottom of the Property Market?
Over the last couple of years, the residential property market has faced several headwinds such as curbs on bank lending as a result of APRA restrictions and the Banking Royal Commission. The picture today is very different. After the biggest house price correction in 30 years, the government and regulators are now all in sync… [Read More]
April video update from Rob
In this video, I discuss the challenges of planning whilst we are in the midst of a Federal election that could bring about significant changes to our superannuation and tax system. I also touch on speculation that the RBA will cut interest rates at its next meeting and how this may not be the best… [Read More]
Responses to proposed franking credit changes
Franking credits and the uplift in income they deliver are crucial for every retiree’s investment strategy. The income benefits of franking credits are an intrinsic part of the strategy that many investors adopt to attain their retirement goals. These benefits will be impacted if limitations proposed by the Federal opposition on access to franking credits refunds for some individuals… [Read More]